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Glossary of Terms

Disclosure: A vehicle service contract (VSC) may sometimes be referenced as an “auto warranty” or an “extended car warranty”, but it is not a warranty. A VSC is optional, cancelable, and in no way required to obtain credit. A VSC provides repair coverage for your vehicle after the manufacturer’s car warranty expires or may provide coverage for repairs not covered under the manufacturer warranty and may provide ancillary benefits such as a rental car or towing. This website contains a general summary of the benefits available, but not all vehicles qualify for coverage. VSC coverage, deductibles and claims payment may vary depending on vehicle age, mileage, pre-existing conditions, and plan purchased. Pre-authorization required. OEM parts and/or parts of like kind and quality may be used. Availability varies by state. Sky Protection does not offer VSCs in California, Louisiana, Maine, Massachusetts, Missouri, New Hampshire, Ohio, Washington, and Wisconsin. Florida Consumers: The Obligor of the vehicle service contract is Lyndon Southern Insurance Company, 10751 Deerwood Park Blvd., Ste. 200, Jacksonville, Florida 32256; Florida License #03698.

Disclosure: A home service contract (HSC) may sometimes be referred to as a “home protection plan” or “home warranty” but is not a warranty. An HSC is optional and cancelable. An HSC provides repair or replacement coverage of covered parts and labor for certain home systems and appliances after the manufacturer’s warranty expires or may provide coverage for repairs not covered under the manufacturer warranty. This website contains a general summary of the benefits available, but not all properties qualify for coverage. HSC coverage, limits of liability, and claims payment may vary based on plan purchased. For complete information including details of benefits, coverage, specific exclusions, conditions, and limitations please refer to the complete terms and conditions of the HSC. Availability varies by state. Sky Protection does not offer HSCs in California, Florida, Louisiana, Maine, Massachusetts, Missouri, New Hampshire, Ohio, Virginia, Washington, or Wisconsin. The Obligor of the home service contract is 4warranty Corporation, 10751 Deerwood Park Blvd., Ste. 200, Jacksonville, Florida 32256 in all states except Oklahoma where it is Lyndon Southern Insurance Company, 10751 Deerwood Park Blvd., Ste. 200, Jacksonville, Florida 32256.

For complete information regarding the VSCs and HSCs that we offer, including details of benefits, coverage, specific exclusions, conditions, and limitations. please refer to the complete terms and conditions of the applicable service agreement. A service agreement is optional, cancelable and in no way required to obtain credit. A service agreement is not a warranty.

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